Westchester County, NY real estate

What the numbers say

Westchester County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Westchester County listed for $682,000, down 9.0% from a year earlier. That is 13% above the New York median of $605,000.

Homes spent a median of 55 days on the market, slower than 53 days a year ago. That makes Westchester County the #24 fastest-selling of 48 New York counties we track.

Homeowners in Westchester County pay a median of $10,001 a year in property taxes on a median home value of $663,200, an effective rate of about 1.51%. The New York average is 1.55%, which makes Westchester County the #13 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $1,951 a month, and $2,095 for a two-bedroom. At today's prices a typical home costs about 29 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $682,000 home here comes to about $4,859 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $208,000 a year (the median household here earns $118,976).