Steuben County, NY real estate

What the numbers say

Steuben County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Steuben County listed for $240,225, up 2.8% from a year earlier. That is 60% below the New York median of $605,000.

Homes spent a median of 51 days on the market, faster than 59 days a year ago. That makes Steuben County the #15 fastest-selling of 48 New York counties we track.

Homeowners in Steuben County pay a median of $3,386 a year in property taxes on a median home value of $137,900, an effective rate of about 2.46%. The New York average is 1.55%, which makes Steuben County the #54 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $894 a month, and $938 for a two-bedroom. At today's prices a typical home costs about 22 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $240,000 home here comes to about $1,901 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $81,000 a year (the median household here earns $65,887).