Rensselaer County, NY real estate

What the numbers say

Rensselaer County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Rensselaer County listed for $390,000, up 12.9% from a year earlier. That is 36% below the New York median of $605,000.

Homes spent a median of 57 days on the market, slower than 49 days a year ago. That makes Rensselaer County the #28 fastest-selling of 48 New York counties we track.

Homeowners in Rensselaer County pay a median of $5,301 a year in property taxes on a median home value of $258,400, an effective rate of about 2.05%. The New York average is 1.55%, which makes Rensselaer County the #33 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $1,217 a month, and $1,313 for a two-bedroom. At today's prices a typical home costs about 27 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $390,000 home here comes to about $2,956 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $127,000 a year (the median household here earns $87,915).