Oswego County, NY real estate

What the numbers say

Oswego County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Oswego County listed for $249,900, about the same as a year earlier. That is 59% below the New York median of $605,000.

Homes spent a median of 53 days on the market, faster than 54 days a year ago. That makes Oswego County the #18 fastest-selling of 48 New York counties we track.

Homeowners in Oswego County pay a median of $3,646 a year in property taxes on a median home value of $151,700, an effective rate of about 2.40%. The New York average is 1.55%, which makes Oswego County the #49 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $967 a month, and $998 for a two-bedroom. At today's prices a typical home costs about 22 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $250,000 home here comes to about $1,967 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $84,000 a year (the median household here earns $69,183).