Chemung County, NY real estate

What the numbers say

Chemung County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Chemung County listed for $179,225, up 3.2% from a year earlier. That is 70% below the New York median of $605,000.

Homes spent a median of 57 days on the market, faster than 74 days a year ago. That makes Chemung County the #27 fastest-selling of 48 New York counties we track.

Homeowners in Chemung County pay a median of $3,451 a year in property taxes on a median home value of $141,100, an effective rate of about 2.45%. The New York average is 1.55%, which makes Chemung County the #52 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $1,059 a month, and $1,098 for a two-bedroom. At today's prices a typical home costs about 14 times a year's rent, which generally favors buying.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $179,000 home here comes to about $1,417 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $61,000 a year (the median household here earns $63,716).