Property tax rate
2.63%Above state avg 1.55%Median bill $5,616/yr · CensusMedian rent
$1,1732-bed $1,268Per month · CensusDays on market
27 days▼ 5 days vs last yearSeptember 2026 · Realtor.comWhat the numbers say
Monroe County, NY real estate at a glance
By AstroCore · Realtor.com, US Census and Freddie Mac data
In September 2026, the median home in Monroe County listed for $282,400, up 8.7% from a year earlier. That is 53% below the New York median of $605,000.
Homes spent a median of 27 days on the market, faster than 32 days a year ago. That makes Monroe County the #1 fastest-selling of 48 New York counties we track.
Homeowners in Monroe County pay a median of $5,616 a year in property taxes on a median home value of $213,700, an effective rate of about 2.63%. The New York average is 1.55%, which makes Monroe County the #59 lowest-tax of 62 counties in the state with published tax data.
Renters pay a median of $1,173 a month, and $1,268 for a two-bedroom. At today's prices a typical home costs about 20 times a year's rent, which generally favors renting over buying in the short term.
With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $282,000 home here comes to about $2,276 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $98,000 a year (the median household here earns $76,382).
Monthly payment on a typical home
$2,276/mo- Principal & interest$1,540
- Property tax$618
- Insurance (est.)$118
$282,000 home · 20% down · 7.24% 30-year fixed
Run your own numbersRents in Monroe County by bedrooms
Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.
Other New York counties
- Albany County
- Allegany County
- Bronx County
- Broome County
- Cattaraugus County
- Cayuga County
- Chautauqua County
- Chemung County
- Chenango County
- Clinton County
- Columbia County
- Cortland County
- Delaware County
- Dutchess County
- Erie County
- Essex County
- Franklin County
- Fulton County
- Genesee County
- Greene County
- Hamilton County
- Herkimer County
- Jefferson County
- Kings County
- Lewis County
- Livingston County
- Madison County
- Montgomery County
- Nassau County
- New York County
- Niagara County
- Oneida County
- Onondaga County
- Ontario County
- Orange County
- Orleans County
- Oswego County
- Otsego County
- Putnam County
- Queens County
- Rensselaer County
- Richmond County
- Rockland County
- Saratoga County
- Schenectady County
- Schoharie County
- Schuyler County
- Seneca County
- St. Lawrence County
- Steuben County
- Suffolk County
- Sullivan County
- Tioga County
- Tompkins County
- Ulster County
- Warren County
- Washington County
- Wayne County
- Westchester County
- Wyoming County
- Yates County
Real estate agent in Monroe County?
We find motivated homeowners, qualify them, and book the call onto your calendar.
Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.