Ontario County, NY real estate

What the numbers say

Ontario County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Ontario County listed for $423,675, down 5.8% from a year earlier. That is 30% below the New York median of $605,000.

Homes spent a median of 49 days on the market, slower than 45 days a year ago. That makes Ontario County the #14 fastest-selling of 48 New York counties we track.

Homeowners in Ontario County pay a median of $4,565 a year in property taxes on a median home value of $222,900, an effective rate of about 2.05%. The New York average is 1.55%, which makes Ontario County the #32 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $1,150 a month, and $1,195 for a two-bedroom. At today's prices a typical home costs about 31 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $424,000 home here comes to about $3,209 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $138,000 a year (the median household here earns $82,324).