Dutchess County, NY real estate

What the numbers say

Dutchess County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Dutchess County listed for $595,000, up 4.9% from a year earlier. That is 2% below the New York median of $605,000.

Homes spent a median of 55 days on the market, faster than 59 days a year ago. That makes Dutchess County the #23 fastest-selling of 48 New York counties we track.

Homeowners in Dutchess County pay a median of $7,562 a year in property taxes on a median home value of $400,600, an effective rate of about 1.89%. The New York average is 1.55%, which makes Dutchess County the #24 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $1,582 a month, and $1,740 for a two-bedroom. At today's prices a typical home costs about 31 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $595,000 home here comes to about $4,428 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $190,000 a year (the median household here earns $99,478).