Tioga County, NY real estate

What the numbers say

Tioga County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Tioga County listed for $219,995, down 3.1% from a year earlier. That is 64% below the New York median of $605,000.

Homes spent a median of 48 days on the market, faster than 53 days a year ago. That makes Tioga County the #13 fastest-selling of 48 New York counties we track.

Homeowners in Tioga County pay a median of $3,751 a year in property taxes on a median home value of $160,800, an effective rate of about 2.33%. The New York average is 1.55%, which makes Tioga County the #46 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $928 a month, and $946 for a two-bedroom. At today's prices a typical home costs about 20 times a year's rent.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $220,000 home here comes to about $1,719 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $74,000 a year (the median household here earns $72,739).