Chenango County, NY real estate

Market data, tax and rent figures from the 2024 Census survey.

Median home value

$137,900Median home value · Census

Property tax rate

2.26%Above state avg 1.55%Median bill $3,120/yr · Census

Median rent

$8752-bed $885Per month · Census

30-yr mortgage rate

7.24%Freddie Mac weekly average

What the numbers say

Chenango County, NY real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Chenango County pay a median of $3,120 a year in property taxes on a median home value of $137,900, an effective rate of about 2.26%. The New York average is 1.55%, which makes Chenango County the #43 lowest-tax of 62 counties in the state with published tax data.

Renters pay a median of $875 a month, and $885 for a two-bedroom. At today's prices a typical home costs about 13 times a year's rent, which generally favors buying.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $138,000 home here comes to about $1,069 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $46,000 a year (the median household here earns $62,948).

Monthly payment on a typical home

$1,069/mo
  • Principal & interest$752
  • Property tax$260
  • Insurance (est.)$57

$138,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Chenango County by bedrooms

Studio$80746% below state
1 bedroom$64958% below state
2 bedrooms$88545% below state
3 bedrooms$1,04443% below state
4 bedrooms$1,06846% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Chenango County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.