Property tax rate
0.66%Median bill $1,896/yr · CensusMedian rent
$1,2282-bed $1,164Per month · CensusDays on market
69 days▲ 3 days vs last yearSeptember 2026 · Realtor.comWhat the numbers say
North Carolina real estate at a glance
By AstroCore · Realtor.com, US Census and Freddie Mac data
In September 2026, the median home in North Carolina listed for $400,000, down 4.6% from a year earlier.
Homes spent a median of 69 days on the market, slower than 66 days a year ago.
Homeowners in North Carolina pay a median of $1,896 a year in property taxes on a median home value of $288,900, an effective rate of about 0.66%.
Renters pay a median of $1,228 a month, and $1,164 for a two-bedroom. At today's prices a typical home costs about 27 times a year's rent, which generally favors renting over buying in the short term.
With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $400,000 home here comes to about $2,566 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $110,000 a year (the median household here earns $72,388).
Monthly payment on a typical home
$2,566/mo- Principal & interest$2,181
- Property tax$219
- Insurance (est.)$167
$400,000 home · 20% down · 7.24% 30-year fixed
Run your own numbersRents in North Carolina by bedrooms
Studio$1,116
1 bedroom$1,155
2 bedrooms$1,164
3 bedrooms$1,321
4 bedrooms$1,794
Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.
County by county
Every North Carolina county compared
Lowest property tax rates
- Jackson County0.34%
- Avery County0.38%
- Watauga County0.39%
- Swain County0.41%
- Clay County0.43%
Fastest-selling counties
- Randolph County53 days
- Lincoln County57 days
- Chatham County58 days
- Forsyth County58 days
- Guilford County58 days
| County | Median list price | Days on market | Property tax | Median rent |
|---|---|---|---|---|
| Alamance County | $348,722 | 61 | 0.62% | $1,064 |
| Alexander County | – | – | 0.60% | $764 |
| Alleghany County | – | – | 0.57% | $675 |
| Anson County | – | – | 0.77% | $814 |
| Ashe County | – | – | 0.49% | $859 |
| Avery County | – | – | 0.38% | $773 |
| Beaufort County | $400,725 | 71 | 0.67% | $871 |
| Bertie County | – | – | 0.79% | $839 |
| Bladen County | – | – | 0.91% | $773 |
| Brunswick County | $439,660 | 73 | 0.54% | $1,351 |
| Buncombe County | $595,000 | 84 | 0.57% | $1,362 |
| Burke County | $319,800 | 66 | 0.68% | $884 |
| Cabarrus County | $415,000 | 59 | 0.73% | $1,414 |
| Caldwell County | $339,750 | 65 | 0.60% | $744 |
| Camden County | – | – | 0.58% | $1,232 |
| Carteret County | $567,000 | 95 | 0.43% | $1,108 |
| Caswell County | – | – | 0.69% | $727 |
| Catawba County | $355,445 | 62 | 0.58% | $965 |
| Chatham County | $834,500 | 58 | 0.64% | $1,180 |
| Cherokee County | – | – | 0.46% | $813 |
| Chowan County | – | – | 0.71% | $681 |
| Clay County | – | – | 0.43% | $804 |
| Cleveland County | $288,700 | 63 | 0.64% | $914 |
| Columbus County | – | – | 0.77% | $824 |
| Craven County | $362,500 | 71 | 0.63% | $1,110 |
| Cumberland County | $261,375 | 62 | 0.93% | $1,222 |
| Currituck County | – | – | 0.46% | $1,162 |
| Dare County | – | – | 0.52% | $1,345 |
| Davidson County | $327,000 | 61 | 0.60% | $901 |
| Davie County | – | – | 0.63% | $867 |
| Duplin County | – | – | 0.69% | $865 |
| Durham County | $405,113 | 61 | 0.79% | $1,508 |
| Edgecombe County | $187,000 | 79 | 1.04% | $858 |
| Forsyth County | $339,450 | 58 | 0.79% | $1,098 |
| Franklin County | $411,137 | 72 | 0.65% | $1,083 |
| Gaston County | $341,400 | 67 | 0.75% | $1,153 |
| Gates County | – | – | 0.76% | $1,143 |
| Graham County | – | – | 0.57% | $676 |
| Granville County | $355,325 | 67 | 0.67% | $1,008 |
| Greene County | – | – | 0.89% | $853 |
| Guilford County | $337,068 | 58 | 0.84% | $1,163 |
| Halifax County | $201,975 | 74 | 1.15% | $813 |
| Harnett County | $340,500 | 69 | 0.69% | $1,112 |
| Haywood County | $469,250 | 88 | 0.57% | $1,067 |
| Henderson County | $527,000 | 81 | 0.52% | $1,187 |
| Hertford County | – | – | 0.98% | $844 |
| Hoke County | $336,205 | 64 | 0.67% | $1,089 |
| Hyde County | – | – | 0.79% | $1,263 |
| Iredell County | $424,950 | 70 | 0.61% | $1,252 |
| Jackson County | – | – | 0.34% | $904 |
| Johnston County | $378,750 | 67 | 0.62% | $1,146 |
| Jones County | – | – | 0.74% | $747 |
| Lee County | $353,125 | 62 | 0.74% | $1,017 |
| Lenoir County | $242,938 | 76 | 0.84% | $861 |
| Lincoln County | $464,450 | 57 | 0.58% | $1,015 |
| Macon County | – | – | 0.43% | $803 |
| Madison County | – | – | 0.48% | $780 |
| Martin County | – | – | 1.06% | $758 |
| McDowell County | – | – | 0.53% | $806 |
| Mecklenburg County | $444,750 | 63 | 0.71% | $1,627 |
| Mitchell County | – | – | 0.52% | $813 |
| Montgomery County | – | – | 0.64% | $766 |
| Moore County | $472,450 | 76 | 0.53% | $1,254 |
| Nash County | $324,695 | 73 | 0.71% | $953 |
| New Hanover County | $518,751 | 66 | 0.54% | $1,417 |
| Northampton County | – | – | 1.08% | $758 |
| Onslow County | $339,791 | 66 | 0.64% | $1,265 |
| Orange County | $497,248 | 61 | 0.91% | $1,496 |
| Pamlico County | – | – | 0.56% | $752 |
| Pasquotank County | – | – | 0.67% | $1,170 |
| Pender County | $549,450 | 69 | 0.63% | $1,106 |
| Perquimans County | – | – | 0.59% | $1,008 |
| Person County | – | – | 0.62% | $864 |
| Pitt County | $312,450 | 66 | 0.83% | $993 |
| Polk County | – | – | 0.54% | $1,178 |
| Randolph County | $329,125 | 53 | 0.67% | $887 |
| Richmond County | – | – | 0.89% | $724 |
| Robeson County | $244,900 | 85 | 0.87% | $805 |
| Rockingham County | $282,450 | 59 | 0.75% | $810 |
| Rowan County | $327,119 | 66 | 0.65% | $1,013 |
| Rutherford County | $392,000 | 81 | 0.58% | $783 |
| Sampson County | – | – | 0.75% | $834 |
| Scotland County | – | – | 0.93% | $778 |
| Stanly County | $347,484 | 69 | 0.57% | $861 |
| Stokes County | $345,950 | 71 | 0.60% | $775 |
| Surry County | $302,425 | 67 | 0.60% | $761 |
| Swain County | – | – | 0.41% | $742 |
| Transylvania County | – | – | 0.45% | $967 |
| Tyrrell County | – | – | 0.81% | $644 |
| Union County | $527,450 | 63 | 0.57% | $1,496 |
| Vance County | – | – | 0.78% | $883 |
| Wake County | $479,000 | 58 | 0.71% | $1,623 |
| Warren County | – | – | 0.71% | $790 |
| Washington County | – | – | 0.99% | $743 |
| Watauga County | $650,000 | 87 | 0.39% | $1,127 |
| Wayne County | $289,852 | 72 | 0.70% | $965 |
| Wilkes County | $389,450 | 84 | 0.59% | $723 |
| Wilson County | $272,450 | 67 | 0.79% | $953 |
| Yadkin County | – | – | 0.67% | $766 |
| Yancey County | – | – | 0.48% | $882 |
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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole state; individual homes vary. For information only.