Union County, NC real estate

What the numbers say

Union County, NC real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Union County listed for $527,450, down 4.1% from a year earlier. That is 32% above the North Carolina median of $400,000.

Homes spent a median of 63 days on the market, slower than 60 days a year ago. That makes Union County the #18 fastest-selling of 53 North Carolina counties we track.

Homeowners in Union County pay a median of $2,396 a year in property taxes on a median home value of $417,300, an effective rate of about 0.57%. The North Carolina average is 0.66%, which makes Union County the #28 lowest-tax of 100 counties in the state with published tax data.

Renters pay a median of $1,496 a month, and $1,205 for a two-bedroom. At today's prices a typical home costs about 29 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $527,000 home here comes to about $3,348 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $143,000 a year (the median household here earns $102,900).