Median list price

$327,119▼ 0.9% vs last yearSeptember 2026 · Realtor.com

Property tax rate

0.65%Below state avg 0.66%Median bill $1,554/yr · Census

Median rent

$1,0132-bed $991Per month · Census

Days on market

66 days▲ 2 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

Rowan County, NC real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Rowan County listed for $327,119, down 0.9% from a year earlier. That is 18% below the North Carolina median of $400,000.

Homes spent a median of 66 days on the market, slower than 64 days a year ago. That makes Rowan County the #25 fastest-selling of 53 North Carolina counties we track.

Homeowners in Rowan County pay a median of $1,554 a year in property taxes on a median home value of $238,400, an effective rate of about 0.65%. The North Carolina average is 0.66%, which makes Rowan County the #52 lowest-tax of 100 counties in the state with published tax data.

Renters pay a median of $1,013 a month, and $991 for a two-bedroom. At today's prices a typical home costs about 27 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $327,000 home here comes to about $2,097 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $90,000 a year (the median household here earns $65,725).

Median list price, last 12 months
$335K$328K$322KSep 2025Sep 2026

Monthly payment on a typical home

$2,097/mo
  • Principal & interest$1,783
  • Property tax$178
  • Insurance (est.)$136

$327,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Rowan County by bedrooms

1 bedroom$87025% below state
2 bedrooms$99115% below state
3 bedrooms$1,10616% below state
4 bedrooms$1,9247% above state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Rowan County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.