Chatham County, NC real estate

What the numbers say

Chatham County, NC real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Chatham County listed for $834,500, up 2.1% from a year earlier. That is 109% above the North Carolina median of $400,000.

Homes spent a median of 58 days on the market, faster than 69 days a year ago. That makes Chatham County the #3 fastest-selling of 53 North Carolina counties we track.

Homeowners in Chatham County pay a median of $2,847 a year in property taxes on a median home value of $446,200, an effective rate of about 0.64%. The North Carolina average is 0.66%, which makes Chatham County the #48 lowest-tax of 100 counties in the state with published tax data.

Renters pay a median of $1,180 a month, and $1,128 for a two-bedroom. At today's prices a typical home costs about 59 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $835,000 home here comes to about $5,341 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $229,000 a year (the median household here earns $94,317).