Median home value

$284,700Median home value · Census

Property tax rate

0.34%Below state avg 0.66%Median bill $976/yr · Census

Median rent

$9042-bed $881Per month · Census

30-yr mortgage rate

7.24%Freddie Mac weekly average

What the numbers say

Jackson County, NC real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Jackson County pay a median of $976 a year in property taxes on a median home value of $284,700, an effective rate of about 0.34%. The North Carolina average is 0.66%, which makes Jackson County the #1 lowest-tax of 100 counties in the state with published tax data.

Renters pay a median of $904 a month, and $881 for a two-bedroom. At today's prices a typical home costs about 26 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $285,000 home here comes to about $1,752 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $75,000 a year (the median household here earns $55,815).

Monthly payment on a typical home

$1,752/mo
  • Principal & interest$1,552
  • Property tax$81
  • Insurance (est.)$119

$285,000 home · 20% down · 7.24% 30-year fixed

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Rents in Jackson County by bedrooms

Studio$76631% below state
1 bedroom$80430% below state
2 bedrooms$88124% below state
3 bedrooms$1,12915% below state
4 bedrooms$90550% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Jackson County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.