Property tax rate
2.01%Median bill $5,298/yr · CensusMedian rent
$1,2742-bed $1,284Per month · CensusDays on market
39 days▼ 1 day vs last yearSeptember 2026 · Realtor.comWhat the numbers say
Illinois real estate at a glance
By AstroCore · Realtor.com, US Census and Freddie Mac data
In September 2026, the median home in Illinois listed for $324,950, up 2.7% from a year earlier.
Homes spent a median of 39 days on the market, faster than 40 days a year ago.
Homeowners in Illinois pay a median of $5,298 a year in property taxes on a median home value of $263,300, an effective rate of about 2.01%.
Renters pay a median of $1,274 a month, and $1,284 for a two-bedroom. At today's prices a typical home costs about 21 times a year's rent, which generally favors renting over buying in the short term.
With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $325,000 home here comes to about $2,452 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $105,000 a year (the median household here earns $83,390).
Monthly payment on a typical home
$2,452/mo- Principal & interest$1,772
- Property tax$545
- Insurance (est.)$135
$325,000 home · 20% down · 7.24% 30-year fixed
Run your own numbersRents in Illinois by bedrooms
Studio$1,139
1 bedroom$1,121
2 bedrooms$1,284
3 bedrooms$1,480
4 bedrooms$1,677
Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.
County by county
Every Illinois county compared
Lowest property tax rates
- Hardin County0.96%
- Pulaski County1.02%
- Pope County1.03%
- Lawrence County1.18%
- Johnson County1.24%
Fastest-selling counties
- Coles County27 days
- DuPage County30 days
- McHenry County31 days
- Kane County32 days
- Lake County33 days
| County | Median list price | Days on market | Property tax | Median rent |
|---|---|---|---|---|
| Adams County | $219,725 | 47 | 1.58% | $828 |
| Alexander County | – | – | 1.81% | $656 |
| Bond County | – | – | 1.89% | $785 |
| Boone County | – | – | 2.18% | $1,041 |
| Brown County | – | – | 1.52% | $698 |
| Bureau County | – | – | 2.01% | $832 |
| Calhoun County | – | – | 1.39% | $583 |
| Carroll County | – | – | 1.99% | $818 |
| Cass County | – | – | 2.02% | $723 |
| Champaign County | $312,000 | 58 | 2.06% | $1,051 |
| Christian County | – | – | 1.64% | $785 |
| Clark County | – | – | 1.56% | $861 |
| Clay County | – | – | 1.43% | $735 |
| Clinton County | – | – | 1.83% | $912 |
| Coles County | $176,050 | 27 | 1.94% | $780 |
| Cook County | $350,000 | 35 | 1.91% | $1,435 |
| Crawford County | – | – | 1.49% | $811 |
| Cumberland County | – | – | 1.59% | $772 |
| De Witt County | – | – | 1.78% | $903 |
| DeKalb County | $369,500 | 42 | 2.45% | $1,049 |
| Douglas County | – | – | 1.70% | $848 |
| DuPage County | $475,000 | 30 | 2.05% | $1,688 |
| Edgar County | – | – | 1.45% | $775 |
| Edwards County | – | – | 1.45% | $811 |
| Effingham County | – | – | 1.49% | $733 |
| Fayette County | – | – | 1.45% | $798 |
| Ford County | – | – | 2.12% | $923 |
| Franklin County | – | – | 1.57% | $803 |
| Fulton County | – | – | 2.14% | $785 |
| Gallatin County | – | – | 1.57% | $541 |
| Greene County | – | – | 1.74% | $754 |
| Grundy County | $377,450 | 40 | 1.99% | $1,177 |
| Hamilton County | – | – | 1.33% | $568 |
| Hancock County | – | – | 1.81% | $782 |
| Hardin County | – | – | 0.96% | $379 |
| Henderson County | – | – | 1.58% | $764 |
| Henry County | $210,400 | 40 | 1.99% | $842 |
| Iroquois County | – | – | 1.82% | $799 |
| Jackson County | $153,388 | 56 | 1.84% | $782 |
| Jasper County | – | – | 1.95% | $793 |
| Jefferson County | – | – | 1.70% | $885 |
| Jersey County | – | – | 1.76% | $846 |
| Jo Daviess County | – | – | 1.72% | $825 |
| Johnson County | – | – | 1.24% | $781 |
| Kane County | $448,448 | 32 | 2.26% | $1,453 |
| Kankakee County | $266,975 | 44 | 2.21% | $1,097 |
| Kendall County | $438,245 | 37 | 2.37% | $1,781 |
| Knox County | $151,150 | 47 | 1.96% | $788 |
| Lake County | $461,000 | 33 | 2.58% | $1,477 |
| LaSalle County | $238,600 | 53 | 2.11% | $928 |
| Lawrence County | – | – | 1.18% | $836 |
| Lee County | – | – | 1.97% | $894 |
| Livingston County | – | – | 2.05% | $880 |
| Logan County | – | – | 1.77% | $829 |
| Macon County | $149,975 | 44 | 2.12% | $847 |
| Macoupin County | $159,750 | 51 | 1.50% | $801 |
| Madison County | $249,950 | 44 | 1.92% | $1,024 |
| Marion County | – | – | 1.71% | $794 |
| Marshall County | – | – | 1.94% | $782 |
| Mason County | – | – | 2.09% | $802 |
| Massac County | – | – | 1.40% | $756 |
| McDonough County | – | – | 2.13% | $761 |
| McHenry County | $422,500 | 31 | 2.36% | $1,401 |
| McLean County | $289,500 | 38 | 2.17% | $1,009 |
| Menard County | – | – | 1.72% | $885 |
| Mercer County | – | – | 1.96% | $786 |
| Monroe County | – | – | 1.63% | $1,042 |
| Montgomery County | – | – | 1.68% | $723 |
| Morgan County | – | – | 1.76% | $722 |
| Moultrie County | – | – | 1.80% | $804 |
| Ogle County | $273,750 | 46 | 2.06% | $936 |
| Peoria County | $152,500 | 33 | 2.24% | $993 |
| Perry County | – | – | 1.60% | $728 |
| Piatt County | – | – | 1.81% | $1,046 |
| Pike County | – | – | 1.53% | $676 |
| Pope County | – | – | 1.03% | $449 |
| Pulaski County | – | – | 1.02% | $634 |
| Putnam County | – | – | 1.57% | $851 |
| Randolph County | – | – | 1.43% | $780 |
| Richland County | – | – | 1.58% | $805 |
| Rock Island County | $168,850 | 44 | 2.28% | $889 |
| Saline County | – | – | 1.69% | $726 |
| Sangamon County | $212,400 | 36 | 1.99% | $983 |
| Schuyler County | – | – | 1.78% | $853 |
| Scott County | – | – | 1.50% | $689 |
| Shelby County | – | – | 1.50% | $814 |
| St. Clair County | $219,950 | 57 | 2.03% | $1,090 |
| Stark County | – | – | 1.69% | $735 |
| Stephenson County | $199,923 | 47 | 2.40% | $798 |
| Tazewell County | $199,000 | 36 | 2.11% | $909 |
| Union County | – | – | 1.30% | $648 |
| Vermilion County | $127,000 | 53 | 1.81% | $838 |
| Wabash County | – | – | 1.41% | $794 |
| Warren County | – | – | 1.81% | $788 |
| Washington County | – | – | 1.87% | $818 |
| Wayne County | – | – | 1.49% | $657 |
| White County | – | – | 1.34% | $719 |
| Whiteside County | $169,200 | 52 | 2.04% | $856 |
| Will County | $409,900 | 35 | 2.24% | $1,462 |
| Williamson County | $234,575 | 61 | 1.72% | $930 |
| Winnebago County | $251,225 | 34 | 2.39% | $1,021 |
| Woodford County | – | – | 2.13% | $912 |
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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole state; individual homes vary. For information only.