Jo Daviess County, IL real estate

What the numbers say

Jo Daviess County, IL real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Jo Daviess County pay a median of $3,613 a year in property taxes on a median home value of $209,900, an effective rate of about 1.72%. The Illinois average is 2.01%, which makes Jo Daviess County the #44 lowest-tax of 102 counties in the state with published tax data.

Renters pay a median of $825 a month, and $853 for a two-bedroom. At today's prices a typical home costs about 21 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $210,000 home here comes to about $1,533 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $66,000 a year (the median household here earns $73,993).