Median list price

$219,950▼ 9.9% vs last yearSeptember 2026 · Realtor.com

Property tax rate

2.03%Above state avg 2.01%Median bill $3,665/yr · Census

Median rent

$1,0902-bed $1,070Per month · Census

Days on market

57 days▲ 5 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

St. Clair County, IL real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in St. Clair County listed for $219,950, down 9.9% from a year earlier. That is 32% below the Illinois median of $324,950.

Homes spent a median of 57 days on the market, slower than 52 days a year ago. That makes St. Clair County the #30 fastest-selling of 32 Illinois counties we track.

Homeowners in St. Clair County pay a median of $3,665 a year in property taxes on a median home value of $180,300, an effective rate of about 2.03%. The Illinois average is 2.01%, which makes St. Clair County the #76 lowest-tax of 102 counties in the state with published tax data.

Renters pay a median of $1,090 a month, and $1,070 for a two-bedroom. At today's prices a typical home costs about 17 times a year's rent.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $220,000 home here comes to about $1,663 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $71,000 a year (the median household here earns $73,854).

Median list price, last 12 months
$244K$218K$192KSep 2025Sep 2026

Monthly payment on a typical home

$1,663/mo
  • Principal & interest$1,199
  • Property tax$373
  • Insurance (est.)$92

$220,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in St. Clair County by bedrooms

Studio$86424% below state
1 bedroom$83625% below state
2 bedrooms$1,07017% below state
3 bedrooms$1,28513% below state
4 bedrooms$1,6114% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with St. Clair County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.