Smith County, TX real estate

What the numbers say

Smith County, TX real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Smith County listed for $364,925, down 1.1% from a year earlier. That is 3% above the Texas median of $355,765.

Homes spent a median of 70 days on the market, faster than 71 days a year ago. That makes Smith County the #29 fastest-selling of 59 Texas counties we track.

Homeowners in Smith County pay a median of $2,804 a year in property taxes on a median home value of $240,700, an effective rate of about 1.16%. The Texas average is 1.49%, which makes Smith County the #121 lowest-tax of 250 counties in the state with published tax data.

Renters pay a median of $1,238 a month, and $1,214 for a two-bedroom. At today's prices a typical home costs about 25 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $365,000 home here comes to about $2,496 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $107,000 a year (the median household here earns $74,192).