Median list price

$314,900▲ 6.7% vs last yearSeptember 2026 · Realtor.com

Property tax rate

1.09%Below state avg 1.49%Median bill $2,238/yr · Census

Median rent

$1,0492-bed $997Per month · Census

Days on market

59 days▼ 6 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

Hardin County, TX real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Hardin County listed for $314,900, up 6.7% from a year earlier. That is 11% below the Texas median of $355,765.

Homes spent a median of 59 days on the market, faster than 65 days a year ago. That makes Hardin County the #13 fastest-selling of 59 Texas counties we track.

Homeowners in Hardin County pay a median of $2,238 a year in property taxes on a median home value of $205,700, an effective rate of about 1.09%. The Texas average is 1.49%, which makes Hardin County the #92 lowest-tax of 250 counties in the state with published tax data.

Renters pay a median of $1,049 a month, and $997 for a two-bedroom. At today's prices a typical home costs about 25 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $315,000 home here comes to about $2,134 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $91,000 a year (the median household here earns $75,808).

Median list price, last 12 months
$315K$301K$287KSep 2025Sep 2026

Monthly payment on a typical home

$2,134/mo
  • Principal & interest$1,717
  • Property tax$286
  • Insurance (est.)$131

$315,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Hardin County by bedrooms

1 bedroom$94823% below state
2 bedrooms$99729% below state
3 bedrooms$1,09534% below state
4 bedrooms$1,27140% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Hardin County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.