Oldham County, TX real estate

What the numbers say

Oldham County, TX real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Oldham County pay a median of $1,780 a year in property taxes on a median home value of $162,800, an effective rate of about 1.09%. The Texas average is 1.49%, which makes Oldham County the #94 lowest-tax of 250 counties in the state with published tax data.

Renters pay a median of $1,111 a month, and $1,007 for a two-bedroom. At today's prices a typical home costs about 12 times a year's rent, which generally favors buying.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $163,000 home here comes to about $1,104 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $47,000 a year (the median household here earns $79,900).