Delta County, TX real estate

What the numbers say

Delta County, TX real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Delta County pay a median of $1,563 a year in property taxes on a median home value of $164,300, an effective rate of about 0.95%. The Texas average is 1.49%, which makes Delta County the #48 lowest-tax of 250 counties in the state with published tax data.

Renters pay a median of $945 a month, and $816 for a two-bedroom. At today's prices a typical home costs about 14 times a year's rent, which generally favors buying.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $164,000 home here comes to about $1,094 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $47,000 a year (the median household here earns $66,575).