Median list price

$479,450▲ 1.4% vs last yearSeptember 2026 · Realtor.com

Property tax rate

0.48%Below state avg 0.50%Median bill $1,839/yr · Census

Median rent

$1,5022-bed $1,452Per month · Census

Days on market

55 days▼ 1 day vs last yearSeptember 2026 · Realtor.com

What the numbers say

Rutherford County, TN real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Rutherford County listed for $479,450, up 1.4% from a year earlier. That is 12% above the Tennessee median of $429,450.

Homes spent a median of 55 days on the market, faster than 56 days a year ago. That makes Rutherford County the #5 fastest-selling of 31 Tennessee counties we track.

Homeowners in Rutherford County pay a median of $1,839 a year in property taxes on a median home value of $382,600, an effective rate of about 0.48%. The Tennessee average is 0.50%, which makes Rutherford County the #55 lowest-tax of 95 counties in the state with published tax data.

Renters pay a median of $1,502 a month, and $1,452 for a two-bedroom. At today's prices a typical home costs about 27 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $479,000 home here comes to about $3,006 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $129,000 a year (the median household here earns $85,470).

Median list price, last 12 months
$484K$477K$470KSep 2025Sep 2026

Monthly payment on a typical home

$3,006/mo
  • Principal & interest$2,614
  • Property tax$192
  • Insurance (est.)$200

$479,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Rutherford County by bedrooms

Studio$1,0816% above state
1 bedroom$1,25317% above state
2 bedrooms$1,45227% above state
3 bedrooms$1,77134% above state
4 bedrooms$2,11133% above state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Rutherford County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.