Carter County, TN real estate

What the numbers say

Carter County, TN real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Carter County listed for $364,650, up 0.6% from a year earlier. That is 15% below the Tennessee median of $429,450.

Homes spent a median of 69 days on the market, slower than 66 days a year ago. That makes Carter County the #23 fastest-selling of 31 Tennessee counties we track.

Homeowners in Carter County pay a median of $864 a year in property taxes on a median home value of $168,200, an effective rate of about 0.51%. The Tennessee average is 0.50%, which makes Carter County the #66 lowest-tax of 95 counties in the state with published tax data.

Renters pay a median of $739 a month, and $730 for a two-bedroom. At today's prices a typical home costs about 41 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $365,000 home here comes to about $2,296 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $98,000 a year (the median household here earns $50,135).