Jefferson County, TN real estate

What the numbers say

Jefferson County, TN real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Jefferson County listed for $579,725, up 11.2% from a year earlier. That is 35% above the Tennessee median of $429,450.

Homes spent a median of 70 days on the market, faster than 74 days a year ago. That makes Jefferson County the #26 fastest-selling of 31 Tennessee counties we track.

Homeowners in Jefferson County pay a median of $978 a year in property taxes on a median home value of $229,300, an effective rate of about 0.43%. The Tennessee average is 0.50%, which makes Jefferson County the #29 lowest-tax of 95 counties in the state with published tax data.

Renters pay a median of $904 a month, and $881 for a two-bedroom. At today's prices a typical home costs about 53 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $580,000 home here comes to about $3,608 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $155,000 a year (the median household here earns $66,114).