Polk County, OR real estate

What the numbers say

Polk County, OR real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Polk County listed for $540,000, down 1.8% from a year earlier. That is 2% below the Oregon median of $550,000.

Homes spent a median of 70 days on the market, slower than 68 days a year ago. That makes Polk County the #10 fastest-selling of 18 Oregon counties we track.

Homeowners in Polk County pay a median of $3,634 a year in property taxes on a median home value of $454,700, an effective rate of about 0.80%. The Oregon average is 0.81%, which makes Polk County the #23 lowest-tax of 36 counties in the state with published tax data.

Renters pay a median of $1,299 a month, and $1,240 for a two-bedroom. At today's prices a typical home costs about 35 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $540,000 home here comes to about $3,529 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $151,000 a year (the median household here earns $85,118).