Baker County, OR real estate

What the numbers say

Baker County, OR real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Baker County pay a median of $2,239 a year in property taxes on a median home value of $285,600, an effective rate of about 0.78%. The Oregon average is 0.81%, which makes Baker County the #22 lowest-tax of 36 counties in the state with published tax data.

Renters pay a median of $865 a month, and $906 for a two-bedroom. At today's prices a typical home costs about 28 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $286,000 home here comes to about $1,863 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $80,000 a year (the median household here earns $60,936).