Property tax rate
1.14%Below state avg 1.25%Median bill $2,562/yr · CensusMedian rent
$1,0292-bed $1,013Per month · CensusDays on market
52 days▲ 9 days vs last yearSeptember 2026 · Realtor.comWhat the numbers say
St. Clair County, MI real estate at a glance
By AstroCore · Realtor.com, US Census and Freddie Mac data
In September 2026, the median home in St. Clair County listed for $324,900, up 5.7% from a year earlier. That is 8% above the Michigan median of $299,900.
Homes spent a median of 52 days on the market, slower than 43 days a year ago. That makes St. Clair County the #28 fastest-selling of 34 Michigan counties we track.
Homeowners in St. Clair County pay a median of $2,562 a year in property taxes on a median home value of $224,600, an effective rate of about 1.14%. The Michigan average is 1.25%, which makes St. Clair County the #51 lowest-tax of 83 counties in the state with published tax data.
Renters pay a median of $1,029 a month, and $1,013 for a two-bedroom. At today's prices a typical home costs about 26 times a year's rent, which generally favors renting over buying in the short term.
With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $325,000 home here comes to about $2,216 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $95,000 a year (the median household here earns $71,270).
Monthly payment on a typical home
$2,216/mo- Principal & interest$1,771
- Property tax$309
- Insurance (est.)$135
$325,000 home · 20% down · 7.24% 30-year fixed
Run your own numbersRents in St. Clair County by bedrooms
Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.
Other Michigan counties
- Alcona County
- Alger County
- Allegan County
- Alpena County
- Antrim County
- Arenac County
- Baraga County
- Barry County
- Bay County
- Benzie County
- Berrien County
- Branch County
- Calhoun County
- Cass County
- Charlevoix County
- Cheboygan County
- Chippewa County
- Clare County
- Clinton County
- Crawford County
- Delta County
- Dickinson County
- Eaton County
- Emmet County
- Genesee County
- Gladwin County
- Gogebic County
- Grand Traverse County
- Gratiot County
- Hillsdale County
- Houghton County
- Huron County
- Ingham County
- Ionia County
- Iosco County
- Iron County
- Isabella County
- Jackson County
- Kalamazoo County
- Kalkaska County
- Kent County
- Keweenaw County
- Lake County
- Lapeer County
- Leelanau County
- Lenawee County
- Livingston County
- Luce County
- Mackinac County
- Macomb County
- Manistee County
- Marquette County
- Mason County
- Mecosta County
- Menominee County
- Midland County
- Missaukee County
- Monroe County
- Montcalm County
- Montmorency County
- Muskegon County
- Newaygo County
- Oakland County
- Oceana County
- Ogemaw County
- Ontonagon County
- Osceola County
- Oscoda County
- Otsego County
- Ottawa County
- Presque Isle County
- Roscommon County
- Saginaw County
- Sanilac County
- Schoolcraft County
- Shiawassee County
- St. Joseph County
- Tuscola County
- Van Buren County
- Washtenaw County
- Wayne County
- Wexford County
Real estate agent in St. Clair County?
We find motivated homeowners, qualify them, and book the call onto your calendar.
Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.