Median list price

$324,900▲ 5.7% vs last yearSeptember 2026 · Realtor.com

Property tax rate

1.14%Below state avg 1.25%Median bill $2,562/yr · Census

Median rent

$1,0292-bed $1,013Per month · Census

Days on market

52 days▲ 9 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

St. Clair County, MI real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in St. Clair County listed for $324,900, up 5.7% from a year earlier. That is 8% above the Michigan median of $299,900.

Homes spent a median of 52 days on the market, slower than 43 days a year ago. That makes St. Clair County the #28 fastest-selling of 34 Michigan counties we track.

Homeowners in St. Clair County pay a median of $2,562 a year in property taxes on a median home value of $224,600, an effective rate of about 1.14%. The Michigan average is 1.25%, which makes St. Clair County the #51 lowest-tax of 83 counties in the state with published tax data.

Renters pay a median of $1,029 a month, and $1,013 for a two-bedroom. At today's prices a typical home costs about 26 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $325,000 home here comes to about $2,216 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $95,000 a year (the median household here earns $71,270).

Median list price, last 12 months
$329K$317K$305KSep 2025Sep 2026

Monthly payment on a typical home

$2,216/mo
  • Principal & interest$1,771
  • Property tax$309
  • Insurance (est.)$135

$325,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in St. Clair County by bedrooms

Studio$70022% below state
1 bedroom$78515% below state
2 bedrooms$1,01313% below state
3 bedrooms$1,19110% below state
4 bedrooms$1,3903% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with St. Clair County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.