Montcalm County, MI real estate

What the numbers say

Montcalm County, MI real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Montcalm County listed for $299,900, up 8.6% from a year earlier. That is right in line with the Michigan median of $299,900.

Homes spent a median of 45 days on the market, slower than 42 days a year ago. That makes Montcalm County the #16 fastest-selling of 34 Michigan counties we track.

Homeowners in Montcalm County pay a median of $1,876 a year in property taxes on a median home value of $185,500, an effective rate of about 1.01%. The Michigan average is 1.25%, which makes Montcalm County the #30 lowest-tax of 83 counties in the state with published tax data.

Renters pay a median of $869 a month, and $875 for a two-bedroom. At today's prices a typical home costs about 29 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $300,000 home here comes to about $2,013 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $86,000 a year (the median household here earns $67,344).