Median list price

$425,000▼ 9.3% vs last yearSeptember 2026 · Realtor.com

Property tax rate

0.89%Below state avg 0.97%Median bill $3,068/yr · Census

Median rent

$1,3772-bed $1,326Per month · Census

Days on market

49 days▼ 7 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

Cecil County, MD real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Cecil County listed for $425,000, down 9.3% from a year earlier. That is right in line with the Maryland median of $425,000.

Homes spent a median of 49 days on the market, faster than 56 days a year ago. That makes Cecil County the #13 fastest-selling of 18 Maryland counties we track.

Homeowners in Cecil County pay a median of $3,068 a year in property taxes on a median home value of $343,400, an effective rate of about 0.89%. The Maryland average is 0.97%, which makes Cecil County the #12 lowest-tax of 24 counties in the state with published tax data.

Renters pay a median of $1,377 a month, and $1,326 for a two-bedroom. At today's prices a typical home costs about 26 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $425,000 home here comes to about $2,811 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $120,000 a year (the median household here earns $92,007).

Median list price, last 12 months
$468K$441K$413KSep 2025Sep 2026

Monthly payment on a typical home

$2,811/mo
  • Principal & interest$2,317
  • Property tax$316
  • Insurance (est.)$177

$425,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Cecil County by bedrooms

Studio$73649% below state
1 bedroom$95234% below state
2 bedrooms$1,32624% below state
3 bedrooms$1,54221% below state
4 bedrooms$1,66028% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Cecil County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.