Carroll County, MD real estate

What the numbers say

Carroll County, MD real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Carroll County listed for $529,975, down 5.8% from a year earlier. That is 25% above the Maryland median of $425,000.

Homes spent a median of 36 days on the market, slower than 32 days a year ago. That makes Carroll County the #2 fastest-selling of 18 Maryland counties we track.

Homeowners in Carroll County pay a median of $3,934 a year in property taxes on a median home value of $434,000, an effective rate of about 0.91%. The Maryland average is 0.97%, which makes Carroll County the #14 lowest-tax of 24 counties in the state with published tax data.

Renters pay a median of $1,427 a month, and $1,459 for a two-bedroom. At today's prices a typical home costs about 31 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $530,000 home here comes to about $3,511 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $150,000 a year (the median household here earns $118,211).