Median list price

$655,000▲ 1.3% vs last yearSeptember 2026 · Realtor.com

Property tax rate

0.52%Above state avg 0.49%Median bill $2,655/yr · Census

Median rent

$1,5772-bed $1,487Per month · Census

Days on market

44 days▼ 3 days vs last yearSeptember 2026 · Realtor.com

What the numbers say

Ada County, ID real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Ada County listed for $655,000, up 1.3% from a year earlier. That is 10% above the Idaho median of $593,000.

Homes spent a median of 44 days on the market, faster than 47 days a year ago. That makes Ada County the #1 fastest-selling of 6 Idaho counties we track.

Homeowners in Ada County pay a median of $2,655 a year in property taxes on a median home value of $512,300, an effective rate of about 0.52%. The Idaho average is 0.49%, which makes Ada County the #34 lowest-tax of 44 counties in the state with published tax data.

Renters pay a median of $1,577 a month, and $1,487 for a two-bedroom. At today's prices a typical home costs about 35 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $655,000 home here comes to about $4,127 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $177,000 a year (the median household here earns $91,502).

Median list price, last 12 months
$678K$657K$635KSep 2025Sep 2026

Monthly payment on a typical home

$4,127/mo
  • Principal & interest$3,571
  • Property tax$283
  • Insurance (est.)$273

$655,000 home · 20% down · 7.24% 30-year fixed

Run your own numbers

Rents in Ada County by bedrooms

Studio$1,23527% above state
1 bedroom$1,27734% above state
2 bedrooms$1,48728% above state
3 bedrooms$1,89925% above state
4 bedrooms$2,26431% above state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Ada County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.