15-year fixed rate
6.60%▼ 0.08 vs last weekWeek ending Oct 29 · Freddie MacMedian listing price
$419,250▼ 1.4% vs last yearSeptember 2026 · Realtor.comMedian days on market
61 days▼ 1 day vs last yearSeptember 2026 · Realtor.comRates ease to 7.24% as inventory keeps growing
By AstroCore · Week of October 29, 2026
The average 30-year fixed mortgage rate was 7.24% in the week ending October 29, 2026, down 0.08 points from the week before and up 1.00 point from a year ago. The 15-year fixed averaged 6.60%.
Across the US, the median listing price was $419,250 in September 2026, down 1.4% from a year earlier. Homes spent a median of 61 days on the market, shorter than 62 days a year ago. Active listings were up 5.4% from last year.
What it means for sellers: Lower rates stretch buyers' budgets, and even a small drop can bring back people who paused their search. With more homes to choose from than last year, buyers can afford to be picky: realistic pricing, good photos and quick responses matter more than ever.
Homes are moving fastest in Rhode Island (38 days), Illinois (39) and Connecticut (41). Check your own state in the table below.
Check seller demand in your countyA year ago the 30-year averaged 6.24%.
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Sources: Freddie Mac Primary Mortgage Market Survey and Realtor.com housing inventory data, via FRED (Federal Reserve Bank of St. Louis). Figures are national or statewide medians and may differ in your local market. For information only; not financial advice.