Atlantic County, NJ real estate

What the numbers say

Atlantic County, NJ real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Atlantic County listed for $407,470, down 5.1% from a year earlier. That is 27% below the New Jersey median of $559,500.

Homes spent a median of 63 days on the market, slower than 58 days a year ago. That makes Atlantic County the #21 fastest-selling of 21 New Jersey counties we track.

Homeowners in Atlantic County pay a median of $6,776 a year in property taxes on a median home value of $295,000, an effective rate of about 2.30%. The New Jersey average is 2.11%, which makes Atlantic County the #15 lowest-tax of 21 counties in the state with published tax data.

Renters pay a median of $1,376 a month, and $1,430 for a two-bedroom. At today's prices a typical home costs about 25 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $407,000 home here comes to about $3,171 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $136,000 a year (the median household here earns $78,050).