Flathead County, MT real estate

What the numbers say

Flathead County, MT real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Flathead County listed for $878,750, down 5.8% from a year earlier. That is 38% above the Montana median of $635,000.

Homes spent a median of 88 days on the market, faster than 90 days a year ago. That makes Flathead County the #6 fastest-selling of 6 Montana counties we track.

Homeowners in Flathead County pay a median of $3,120 a year in property taxes on a median home value of $535,500, an effective rate of about 0.58%. The Montana average is 0.72%, which makes Flathead County the #18 lowest-tax of 56 counties in the state with published tax data.

Renters pay a median of $1,142 a month, and $1,150 for a two-bedroom. At today's prices a typical home costs about 64 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $879,000 home here comes to about $5,584 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $239,000 a year (the median household here earns $73,925).