Cooper County, MO real estate

Market data, tax and rent figures from the 2024 Census survey.

Median home value

$203,500Median home value · Census

Property tax rate

0.66%Below state avg 0.85%Median bill $1,334/yr · Census

Median rent

$7822-bed $763Per month · Census

30-yr mortgage rate

7.24%Freddie Mac weekly average

What the numbers say

Cooper County, MO real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Cooper County pay a median of $1,334 a year in property taxes on a median home value of $203,500, an effective rate of about 0.66%. The Missouri average is 0.85%, which makes Cooper County the #44 lowest-tax of 115 counties in the state with published tax data.

Renters pay a median of $782 a month, and $763 for a two-bedroom. At today's prices a typical home costs about 22 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $204,000 home here comes to about $1,305 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $56,000 a year (the median household here earns $70,625).

Monthly payment on a typical home

$1,305/mo
  • Principal & interest$1,109
  • Property tax$111
  • Insurance (est.)$85

$204,000 home · 20% down · 7.24% 30-year fixed

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Rents in Cooper County by bedrooms

Studio$57132% below state
1 bedroom$56734% below state
2 bedrooms$76326% below state
3 bedrooms$98020% below state
4 bedrooms$83642% below state

Median gross rent (rent plus utilities), US Census American Community Survey 2024 5-year estimates.

Selling here?See what you'd walk away with after commissions and closing costs.Seller net sheet → Buying here?Monthly payment with Cooper County's real property tax rate.Mortgage calculator → Agent here?Find out how many listing appointments you need to hit your income goal.Agent income calculator →

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Sources: Realtor.com housing inventory (monthly) and Freddie Mac Primary Mortgage Market Survey (weekly), via FRED, Federal Reserve Bank of St. Louis; US Census Bureau American Community Survey 5-year estimates (property taxes, home values, rents, income). Insurance is an estimate. Medians for the whole county; individual homes vary. For information only.