Ramsey County, MN real estate

What the numbers say

Ramsey County, MN real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Ramsey County listed for $322,450, down 1.1% from a year earlier. That is 15% below the Minnesota median of $379,900.

Homes spent a median of 38 days on the market, slower than 36 days a year ago. That makes Ramsey County the #1 fastest-selling of 20 Minnesota counties we track.

Homeowners in Ramsey County pay a median of $3,966 a year in property taxes on a median home value of $326,600, an effective rate of about 1.21%. The Minnesota average is 1.02%, which makes Ramsey County the #86 lowest-tax of 87 counties in the state with published tax data.

Renters pay a median of $1,329 a month, and $1,438 for a two-bedroom. At today's prices a typical home costs about 20 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $322,000 home here comes to about $2,219 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $95,000 a year (the median household here earns $81,568).