Sumter County, FL real estate

What the numbers say

Sumter County, FL real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Sumter County listed for $388,925, up 4.4% from a year earlier. That is 5% below the Florida median of $409,950.

Homes spent a median of 59 days on the market, faster than 67 days a year ago. That makes Sumter County the #2 fastest-selling of 41 Florida counties we track.

Homeowners in Sumter County pay a median of $3,014 a year in property taxes on a median home value of $385,400, an effective rate of about 0.78%. The Florida average is 0.76%, which makes Sumter County the #52 lowest-tax of 67 counties in the state with published tax data.

Renters pay a median of $1,269 a month, and $1,271 for a two-bedroom. At today's prices a typical home costs about 26 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $389,000 home here comes to about $2,536 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $109,000 a year (the median household here earns $76,508).