Clear Creek County, CO real estate

What the numbers say

Clear Creek County, CO real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

Homeowners in Clear Creek County pay a median of $2,350 a year in property taxes on a median home value of $608,500, an effective rate of about 0.39%. The Colorado average is 0.48%, which makes Clear Creek County the #32 lowest-tax of 64 counties in the state with published tax data.

Renters pay a median of $1,467 a month, and $1,395 for a two-bedroom. At today's prices a typical home costs about 35 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $609,000 home here comes to about $3,767 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $161,000 a year (the median household here earns $94,577).