San Francisco County, CA real estate

What the numbers say

San Francisco County, CA real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in San Francisco County listed for $1,199,000, up 2.1% from a year earlier. That is 65% above the California median of $725,000.

Homes spent a median of 49 days on the market, faster than 59 days a year ago. That makes San Francisco County the #10 fastest-selling of 42 California counties we track.

Homeowners in San Francisco County pay a median of $9,862 a year in property taxes on a median home value of $1,394,500, an effective rate of about 0.71%. The California average is 0.70%, which makes San Francisco County the #36 lowest-tax of 58 counties in the state with published tax data.

Renters pay a median of $2,476 a month, and $3,124 for a two-bedroom. At today's prices a typical home costs about 40 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $1,199,000 home here comes to about $7,743 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $332,000 a year (the median household here earns $140,970).