Cullman County, AL real estate

What the numbers say

Cullman County, AL real estate at a glance

By AstroCore · Realtor.com, US Census and Freddie Mac data

In September 2026, the median home in Cullman County listed for $319,475, down 2.7% from a year earlier. That is 2% below the Alabama median of $325,000.

Homes spent a median of 77 days on the market, slower than 71 days a year ago. That makes Cullman County the #24 fastest-selling of 27 Alabama counties we track.

Homeowners in Cullman County pay a median of $516 a year in property taxes on a median home value of $199,100, an effective rate of about 0.26%. The Alabama average is 0.38%, which makes Cullman County the #7 lowest-tax of 67 counties in the state with published tax data.

Renters pay a median of $908 a month, and $850 for a two-bedroom. At today's prices a typical home costs about 29 times a year's rent, which generally favors renting over buying in the short term.

With 20% down and today's 7.24% average 30-year rate, the monthly payment on a $319,000 home here comes to about $1,944 including property tax and insurance. Lenders typically want that to be under 28% of income, which works out to roughly $83,000 a year (the median household here earns $62,656).